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  1. Introduction

    1. YouLend ApS ("YouLend") and/or its affiliates ("we", "our" or "us") would like to inform you that your privacy on the internet is of crucial importance to us. The success of our business depends on our ability to maintain the trust of our clients. During the course of our business, we gather information about our users, and we would like to inform you about the type of information we gather, what we do with it and how you can correct or modify the information you entrust us with.
    2. Please note that this policy only applies to websites operated by us and not to other organizations or person to which we refer to on such websites through banners or links.
  2. Information collected

    1. When you sign up as a client the following information about you ("Your Data") will be collected and stored for administrative, service related and/or legal purposes:
      • Personal information, such as names, addresses, company personal registration number and email addresses etc. ("Personal Information").
      • Limited financial information ("Financial Information") for credit assessment.
      • Website traffic pattern information and IP addresses.
    2. Your Data is stored and kept confidential in accordance with the Danish legislation on protection of personal data and processing thereof.
  3. Use of information collected by YouLend

    1. YouLend uses both the personal and aggregated information that we collect for multiple purposes.
    2. The information is used:
      • To improve the content of the website
      • To customize the content and/or the layout of the website for each individual user
      • To notify users about updates to the website
      • To send out newsletters or information about other opportunities that we believe will be of interest to you. We will only send this to you if you have indicated that you wish to receive such information and we will respect your wish not to do so if you communicate such wish to us.
    3. Personal Information is collected when our users provide personal information to us upon registering for membership or when applying online for a financial product. We will limit the collection of Personal Information to what is necessary to administer our business in an effort to provide you with superior service.
    4. Traffic pattern information includes information on which web pages our users access or visit, and how many users log into our websites on a daily basis. This kind of information is only used in its aggregated form, which means that the individual user will not be recognizable.
    5. We may also use the information we gather to inform you of new products or services available or under consideration, technical issues, customer satisfaction surveys or account updates and related purposes.
    6. Your email address may be used by YouLend in relation to its products and services (including any marketing campaigns related to these products or services).
  4. Disclosure of personal data

    1. YouLend's employees, directors, officers and/or representatives are obliged by law to treat your data as confidential and may not pass on or use any of your data without valid legal grounds.
    2. Any of your data benefits from this full protection and will only be disclosed to third parties such as administrative or judicial authorities if YouLend is compelled to do so pursuant to the applicable law, or if you have given your written consent to such disclosure. You may revoke such consent or modify its extent at any time.
    3. Without prejudice to the above, YouLend can disclose the following information:
      • General customer data, such as name, address and personal registration number, to companies carrying out administrative tasks for YouLend.
      • General customer data about corporate customers to financial institutions subject to professional secrecy, for the purpose of marketing and advisory services.
  5. Insight

    1. In accordance with the provisions of the Danish Act on Processing of Personal Data, any of YouLend's customer has a right to be informed about the data that we hold about him/her/it. We may charge a fee for providing such information in writing to the customer, according to rates fixed by the Danish Ministry of Justice.
    2. If the data we hold about you proves inaccurate or outdated, we will correct it immediately upon your request.
  6. How to correct your information

    1. You may also choose to request a modification of your data on your own initiative by using the borrower or lender dashboard page which you can access using the “Log in” button on the top of the website