Revenue-based financing. Merchants repay as they earn.

From marketplaces to payments platforms — YouLend powers merchant growth with seamless capital products.

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measurable results for our partners

9 out of 10

businesses approved

26%

merchant GMV growth

85%

renewal rate

92

Net Promoter Score
MARKET LEADERS IN EMBEDDED FINANCE

Working capital that's built for scale.

Seamlessly launch a financing solution, in your own branding, in less than a week.

Finance that understands your merchants.

Tailored to their cash flow, seasonality, and sales patterns — our financing adapts to how your merchants actually run their business.

Launch in global markets.

Expand your capital product across the UK, Europe or the US. We'll take care of the risk, compliance, and tech.

Build a custom solution.

Integrate a fully-native capital product that matches your platform's look and feel. No code or capital required.

Go-to-market excellence.

Best-in-class infrastructure and detailed metrics to help your customers convert.

HOW DOES IT WORK

Capital that adjusts automatically to growth.

Tell us about you

Complete an easy application with no physical documents required.

Get approved fast

You could have your funding approved in less than 24 hours.

Repay automatically

Every sale you make, repay a percentage back to us automatically, with no interest.

FOR PARTNERS

Create your bespoke solution.

Build from 3 different options to launch your custom capital product.

Referral

Interested in launching a capital offering with no integration required? Our referral program lets you do exactly that.

Hosted

Launch a simple hosted journey, in your own branding. Deepen integration as you go with our quickest route-to-market.

API

Looking for more control over your merchants' experience? Use YouLend’s rich API to build your custom user journey.

Ready to get started?

We’d love to learn how we can help you connect more deeply with your merchants.

Get in touch