Supercharge your business!
Access up to £2 million to buy new stock, invest in growth plans or just keep your cash flow smooth.
HOW TO APPLY
How does it work?
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Tell us about you
Complete an easy application with no physical documents required.
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Get approved fast
You could have your funding approved in as little as 24 hours.
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Pay automatically
Every sale you make, pay a percentage back to us automatically, with no interest.
Flexible funding in a few clicks? Here's how.
Same-day offers.
Access to funds in as little as 48 hours after approval.
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Clear pricing.
No interest - pay only a single fixed fee.
Online application.
All your payments history available online anytime - anywhere.
Flexible top-ups.
Once you are onboard, you may access same day top-ups.
flexible repayment
Pay back automatically through your sales.
No interest; we agree a fixed fee and payment plan with you upfront. We then automatically receive a percentage of every sale you make.
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Find out how much you could be eligible for...
Get business cash in as little as 48 hours – pay automatically through a fixed percentage of your future daily sales.
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Loved by 200,000+ businesses worldwide.
Whether its for inventory management or hiring more staff - we’re here to cover your needs.
Thanks to funding from YouLend, I have been able to expand my kitchen which has allowed me to increase my production. The flexibility in payments gives me so much peace of mind.
Jorge Caamaño, Chinchilla
Spain
The experience with YouLend's customer service was outstanding—they guided us through every step with ease. This quick access has helped us stay ahead in a competitive market.
Patrick O’Neill, Coggins Taxi Journey
United Kingdom
Having the funding from YouLend really helped give me the confidence to invest in my business.
Marly Jones, Body Organics
USA
I requested a top-up one morning and was funded by afternoon. With YouLend’s flexible funding, I can make the most of my cash flow and grow with ease.
Glenn Hanstock, Tech Magnet
United Kingdom
The funding allowed me to expand my practice and hire employees.
Repayments were proportionate to my income, so I could pay back confidently despite the uncertainty of COVID.
Joanna Carp, PhysioJo
United Kingdom
Thanks to funding from YouLend, I have been able to expand my kitchen which has allowed me to increase my production. The flexibility in payments gives me so much peace of mind.
Jorge Caamaño, Chinchilla
Spain
The experience with YouLend's customer service was outstanding—they guided us through every step with ease. This quick access has helped us stay ahead in a competitive market.
Patrick O’Neill, Coggins Taxi Journey
United Kingdom
Having the funding from YouLend reallyhelped give me the confidence to invest in my business.
Marly Jones, Body Organics
USA
I requested a top-up one morning and wasfunded by afternoon. With YouLend’s flexible funding, I can make the most of mycash flow and grow with ease.
Glenn Hanstock, Tech Magnet
United Kingdom
The funding allowed me to expand mypractice and hire employees.
Repayments were proportionate to my income,so I could pay back confidently despite the uncertainty of COVID.
Joanna Carp, PhysioJo
United Kingdom
Thanks to funding from YouLend, I have beenable to expand my kitchen which has allowed me to increase my production. Theflexibility in payments gives me so much peace of mind.
Jorge Caamaño, Chinchilla
Spain
The experience with YouLend's customerservice was outstanding—they guided us through every step with ease. This quickaccess has helped us stay ahead in a competitive market.
Patrick O’Neill, Coggins Taxi Journey
United Kingdom
Having the funding from YouLend reallyhelped give me the confidence to invest in my business.
Marly Jones, Body Organics
USA
I requested a top-up one morning and wasfunded by afternoon. With YouLend’s flexible funding, I can make the most of mycash flow and grow with ease.
Glenn Hanstock, Tech Magnet
United Kingdom
The funding allowed me to expand mypractice and hire employees.
Repayments were proportionate to my income,so I could pay back confidently despite the uncertainty of COVID.
Joanna Carp, PhysioJo
United Kingdom
Meteorite Martin: Working Capital by eBay
See how an eBay seller with an out-of-this-world business uses financing from YouLend via the Capital for eBay Business Sellers to launch his dreams.
Frequently asked questions
YouLend is an embedded financing provider helping partners like technology companies, marketplaces, e-commerce providers, and more extend their value proposition with financing products for small and medium-sized businesses.
If you're a small business applying for direct funding, click here.
Embedded finance enables businesses to seamlessly integrate financial services into their customer journeys. This allows any company—not just financial institutions—to offer competitive financial products and services to their customers.
We provide funding up to £2,000,000 to all types of small and medium-sized businesses.
Yes! We’re live and already supporting business owners in these countries.
We prioritise security by investing in cutting-edge technologies and policies to protect your data. Our compliance framework meets the highest standards, processing millions of data points for globally trusted brands. For more technical details, speak with our team.
Depending on the product you choose to go live with, you might be able to embed YouLend on your platform is as little as seven days. You do not need any internal coding resources, or any of your own capital. We only need to have the right agreements in place prior to the pilot launch.
Yes, YouLend uses Open Banking to access payment data and generate tailored funding offers quickly and securely.
Yes, YouLend Limited is authorized and regulated by the Financial Conduct Authority (FCA) in the UK as a Payment Institution (Firm Reference Number 947287). For more details, visit the FCA’s website.
10 tips for inventory management: The secret to small business success
In today's fast-paced business landscape, effective inventory management is key to success for any business. Whether you're a home-grown online retailer or a medium to large-sized established business, how you handle inventory impacts your bottom line.
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Need funding support?
Are you a small business seeking funding to fuel your growth? We’re here to help!
