YouLend Limited is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 947287.
YouLend is authorised as a payment institution to provide payment services within the United Kingdom. Payment services mean the opening and operating of settlement accounts for merchants, where funds can be sent by sales processors or card processors for the purpose of repaying the merchant financing.
For more information about what it means to be regulated please see the FCA’s website.
YouLend’s merchant financing agreements in the UK are not regulated by the FCA for the purpose of providing business financing. Nevertheless, YouLend is committed to providing a clear, fair and transparent service across all of its products, and will still apply best practices to its merchant financing to deliver good customer outcomes.
To read our payment account terms and conditions, please click here.