YouLend’s Impact

Small and medium-sized businesses are a vital backbone of the economy, and we are proud to support them.

Our latest Impact Report, produced in partnership with Experian, examines how YouLend’s embedded finance platform offers faster, more reliable, and more equitable access to capital which in turn supports the economy.

Supporting Sustainable Development

We are working towards the United Nations Sustainable Development Goals (SDGs). YouLend's impact progress includes focused efforts across three key goals where we believe we can have the most impact through our business model.

To track and report on our progress against the SDGs, we report in accordance with the Global Reporting Initiative (GRI) as part of our annual financial reporting.

If you wish to know more about our reporting or our impact, please contact

Our Impact

Whilst we are proud of our social impact, there is more to be done to ensure equal access to finance for businesses.

Creating jobs

Businesses funded by YouLend increase their employee count by 14%, on average adding 1 job for each business.

Supporting economic growth

By empowering businesses to grow, YouLend indirectly contributed £6.8 billion to growth of the UK GDP.

Empowering female businesses

YouLend approves 30% of total funding for female-led businesses, compared to the UK average of 12%.

Read the complete Impact Report

In 2023, YouLend partnered with Experian, a leading global information services company, to analyse the social impact of YouLend’s financing when it comes to female-led, ethnic-minority and financially disadvantaged businesses.

Together, we have examined over 100,000 instances of SME financing via YouLend’s platform.

Download the report

Explore the blog

The YouLend blog is where we share thought leadership resources on everything embedded finance, from guides and reports to insights on the latest news and trends.

View more posts

CTO Talk: Q&A with Mark Ufland from YouLend

YouLend-Plaid partnership delivers 90% approval rate on financing across Europe

J.P. Morgan and YouLend strike deal to expand financing capacity by £4 billion