Frequently Asked Questions

Below you'll find answers to some common questions about YouLend, such as our products, regions of operation, data security and privacy, operations, and much more.

Who is YouLend for?

YouLend is an embedded financing provider helping partners like technology companies, marketplaces, e-commerce providers, and more extend their value proposition with financing products for small and medium-sized businesses.

If you're a small business applying for direct funding, click here.

What is embedded finance?

Embedded finance enables businesses to seamlessly integrate financial services into their customer journeys. This allows any company—not just financial institutions—to offer competitive financial products and services to their customers.

What size of businesses does YouLend offer funding to?

We provide funding up to £2,000,000 to all types of small and medium-sized businesses.

Is YouLend suitable for offering working capital for small businesses?

Yes! We’re live and already supporting business owners in these countries.

What security and reliability measures do you have in place?

We prioritise security by investing in cutting-edge technologies and policies to protect your data. Our compliance framework meets the highest standards, processing millions of data points for globally trusted brands. For more technical details, speak with our team.

What do I need to go live?

Depending on the product you choose to go live with, you might be able to embed YouLend on your platform is as little as seven days. You do not need any internal coding resources, or any of your own capital. We only need to have the right agreements in place prior to the pilot launch.

Do you use Open Banking?

Yes, YouLend uses Open Banking to access payment data and generate tailored funding offers quickly and securely.

Is YouLend regulated?

Yes, YouLend Limited is authorized and regulated by the Financial Conduct Authority (FCA) in the UK as a Payment Institution (Firm Reference Number 947287). For more details, visit the FCA’s website.