Informations réglementaires
Les places de marché, les plateformes de commerce électronique et les entreprises technologiques utilisent la plateforme YouLend pour aider leurs commerçants à gérer et à développer leurs activités.
Marketplaces, ecommerce platforms, and technology companies use the YouLend platform to help their merchants run and grow their business.
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UK
YouLend Limited is authorised and regulated by the Financial Conduct Authority (FCA) as a payment institution under the Payment Services Regulations 2017 (SI 2017/752) with firm reference number 947287.
YouLend Limited is authorised as a payment institution to provide payment services in the United Kingdom. YouLend Limited is authorised to open and operate settlement accounts for merchants, where funds can be sent by sales processors or card processors for the purpose of repaying the merchant financing. YouLend is also authorised to execute payment transactions, allowing funds to be paid out of those settlement accounts for the purpose of repaying the merchant financing.
For more information about what it means to be regulated please see the FCA’s website.
YouLend’s merchant financing agreements in the UK are not regulated by the FCA for the purpose of providing business financing. Nevertheless, YouLend is committed to providing a clear, fair and transparent service across all of its products, and will still apply best practices to its merchant financing to deliver good customer outcomes.
To read our UK payment account terms and conditions, please click here.
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EU
YouLend ApS is authorised and regulated as a payment institution by the Danish Financial Supervisory Authority (Finanstilsynet) with FTID 22048.
YouLend ApS is authorised as a payment institution to provide payment services in Denmark, and currently provides payment services in [Denmark and in] Germany under the EU’s passporting regime.
YouLend ApS is authorised to open and operate settlement accounts for merchants, where funds can be sent by sales processors or card processors for the purpose of repaying the merchant financing. YouLend ApS is also authorised to execute payment transactions, allowing funds to be paid out of those settlement accounts for the purpose of repaying the merchant financing.
The facilitation of merchant financing agreements by YouLend in Germany is not regulated by Bafin or Finanstilsynet.
To read our German payment account terms and conditions, please click here.