With more than two-thirds of European small businesses impacted by tighter borrowing conditions, and a concerning 8.4% surge in EU bankruptcies in 2023, SMEs and digital platforms are looking for a lifeline.

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Embedded lending offers this hope.

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‍Embedded lending, seamlessly integrated into digital businesses such as e-commerce and payment platforms, allows SME customers to take out fast, flexible and affordable working capital directly within their selling platform's ecosystem.

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‍The transformative potential of embedded lending is supported by successful use cases from all across Europe - from POS platforms in Germany, to food-delivery platforms in Spain. YouLend partners have experienced an impressive 30% growth in their merchant base since adopting these financing solutions, with YouLend-backed SMEs experiencing, on average, a 26% surge in sales in the six months following funding.

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Read YouLend's latest whitepaper to delve deeper into these trends and explore case studies of how embedded lending has transformed the European business landscape for SMEs and platforms alike.