• Strategic partnership gives around 24,000 SME merchants fast, flexible access to working capital
• comrce and YouLend are creating an e-commerce offering that combines operational efficiency with financial flexibility

Berlin/London, 19 August 2026 – Online retailers in Germany face a structural challenge: they need capital to grow, but securing funding can take up valuable time. This is where the strategic partnership between YouLend, a global embedded-finance platform, and comrce, the provider of the comrce Hub, an e-commerce software platform for German SMEs, comes in. The comrce Hub’s partners include brands such as Billbee, Amainvoice, Replyco and VentoryOne. Since May 2026, comrce has been using its established communication channels to provide its merchants with targeted information about YouLend’s flexible financing solutions.

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comrce supports around 24,000 small and medium-sized businesses with their day-to-day e-commerce operations, from multichannel order processing and inventory and merchandise management to customer communication and Amazon-focused accounting. YouLend adds financing technology, including AI-powered decision-making models, revenue-based repayment and a fully digital application process. This gives merchants access to information about financing options in the same business environment where they make decisions about inventory, orders and growth.

Financing within the day-to-day business

What sets the partnership apart is that comrce does more than simply make its merchants aware of YouLend’s financing offer. It actively points them towards suitable financing options. Since May 2026, comrce and YouLend have been working together to inform merchants about flexible ways to finance their businesses. The information is shared through comrce’s established communication channels and reaches merchants in the context of the comrce Hub.

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This brings financing into focus when business decisions about inventory, orders and further growth are being made. Interested merchants can then contact YouLend directly to start the financing process.

Revenue-based repayment provides flexibility

Repayments are based on revenue. Merchants repay an agreed proportion as they generate sales. There is no fixed repayment schedule that applies regardless of business performance. This model offers greater flexibility, particularly for seasonal and fast-growing online retailers, because repayments reflect the actual performance of the business.

“With YouLend, we are expanding our e-commerce offering with a service that can support merchants as they take their next steps towards growth. Through our established communication channels, we are giving visibility to a financing solution designed around the needs of online retailers.”- Amirah Hadry, Head of Partner Management at comrce

“comrce is part of the day-to-day operations of around 24,000 merchants. Now, we are bringing them flexible financing options to give them greater access to growth capital. Our partnership demonstrates how embedded financing is incredibly vital to the day-to-day success of small businesses.”- Leonard Strigel, General Manager Europe at YouLend

Through its partnership with comrce, YouLend is expanding its network in German e-commerce and gaining an additional route to merchants. Its existing partnerships include Amazon, eBay Germany, Lieferando and Qonto.