Capital built for small businesses. Fast, flexible and simple.
Multiple financing products to meet your merchants’ specific needs. From revenue-based financing to a capital line they can draw from, we’ve got something for everybody.
Funding that grows with your merchants.
Seamlessly launch a financing solution that empowers customers to invest in their growth. Access is instant, embedded, and frictionless.
Personalised finance offers in a few clicks.
Tailored to their cash flow, seasonality, and sales patterns — our financing adapts to how your merchants actually run their business.
Build a custom journey. No code or capital required.
Integrate a fully-native capital product that matches your platform's look and feel. Start with a pilot and deepen integration as you go.
Complete go-to-market support.
Best-in-class infrastructure with deep insights to boost customer conversion.
Create a financing experience that fits your merchants’ needs.
I don’t need to predict every business expense anymore. Now I just draw funds when I need them, whether it’s for stock, hiring, or a surprise opportunity.
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It’s not just about having capital, it’s about having it when I need it. Whether it’s for a last-minute bulk order or inventory for sales season, the flexibility is perfect.
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85% renewal
Once approved, 85% of small businesses return for a second round of financing.
Create your bespoke solution.
Build from 3 different options to launch your custom capital product.
Referral
Interested in launching a capital offering with no integration required? Our referral program lets you do exactly that.
Hosted
Launch a simple hosted journey, in your own branding. Deepen integration as you go with our quickest route-to-market.
API
Looking for more control over your merchants' experience? Use YouLend’s rich API to build your custom user journey.
