Apply in minutes, get funded same day
Repay with a small, fixed percentage of daily sales (typically 5 - 20 %)
Pay just one flat fee that is agreed up-front (from 3%)
Once you’re on board, receive funding top ups same-day
You are eligible if your business has been trading actively for more than 3 months and is making more than £500 in monthly delivery sales online or sales through a card terminal.Get funded
Just Eat has launched a package of financial support for its small, independent restaurant partners, designed to help businesses during this time of rising prices and inflation. This package includes access to fast funding with flexible repayments, via YouLend, who are facilitating financing to restaurant partners.
Yes. YouLend will provide offers based on all your sales.
When we provide an offer, we will let you know what revenue stream this is based on. You can then let us know if you would like to include or exclude any sales channels.
By applying online, you can typically get a quote the same day.
In the application, you will be asked to tell us more about your business and your sales through Just Eat, as well as outside of Just Eat. This usually takes 5 - 10 minutes and our team are always available to assist if you have any questions.
Once you have been funded by us at least once, you can usually get quotes for additional funding and get the funds transferred the same day that you request it.
Your offers will be based on your sales both through Just Eat and outside of Just Eat (e.g. your card payment processor).
The longer you've been trading and the higher your monthly sales are, the better your offers will be. We offer up to two times your monthly sales in funding.
As an example, if you process £10,000 each month on average, and you started your business 12 months ago, you could be eligible for £15,000 in funding with a fixed fee of £1,500 and repayment of 20% of your daily sales.
You can use our calculator above to find out how much you could be advanced.
You can use the funding for any business purpose. Most restaurants use the funding towards helping with cash flow, investing in growth or purchasing new equipment.
Repayment will happen automatically as a fixed percentage of daily sales.
For example, if your repayment is 20% of daily sales and you made £1,000 in sales on a given day, then £200 would go towards repayment and £800 would go to you. On days without sales, you will not repay anything.
This means that, unlike traditional business loans with an interest rate that is always ticking, the Advance adjusts to your cash flows without any extra fees or charges.