Capital for eBay Business Sellers provided by YouLend

Get funded from £500 to £1,000,000 in days. Repay as a fixed percentage of daily sales.

Get funded

Get funds quickly

Apply in minutes, get quote same day, receive funds in days

Repay as you earn

Repay with a small, fixed percentage of daily sales (typically 5 - 20 %)

Simple affordable fee

Pay just one flat fee that is agreed up-front (from 3%)

Flexible top-ups

Once you’re on board, receive funding top ups same-day

Trusted by 40,000+ sellers

Whether it's to invest in advertising, buy supplies, or hire employees, we're here to help boost your cash flow.

"The funding allows us to invest in inventory and keep up with growing demand. It was easy to get started and we have been supported very well by the YouLend team throughout and after the process."

Peter Chodoruk, Galaxy Bat

We approve 9 out of 10 businesses for funding

You are eligible if your business has been trading actively for more than 3 months and is making more than £1,500 in monthly sales online or through a card terminal.

Apply for funding

Find out how much you could be advanced:

What is your monthly card revenue?
How long has the company been operating?
You could be advanced up to:

Frequently asked questions

What is the relationship between eBay and YouLend?

YouLend is facilitating financing to eBay sellers as part of eBay's programme "Capital for eBay Sellers". YouLend's platform is designed to approve as many sellers as possible, at the most generous terms possible.

How do I get a quote?

By applying online, you can typically get a quote the same day.

In the application, you will be asked to tell us more about your business and your sales on eBay, as well as outside of eBay. This usually takes 5 - 10 minutes and our team are always available to assist if you have any questions.

Once you have been funded by us at least once, you can usually get quotes for additional funding and get the funds transferred the same day that you request it.

What offers can I expect?

Your offers will be based on your sales both on eBay and outside of eBay (e.g. in physical stores).

The longer you've been trading and the higher your monthly sales are, the better your offers will be. We offer up to two times your monthly sales in funding.

As an example, if you have an ecommerce business that sells for £10,000 each month on average, and you started your business 12 months ago, you could be eligible for £15,000 in funding with a fixed fee of £1,500 and repayment of 20% of your daily sales.

What can I use the funds for?

You can use the funding for any business purpose. Most of our merchants use the funding to buy stock, invest in advertising, carry out refurbishments, add a new location, or to manage a temporary disruption such as a lockdown.

How do I repay?

Repayment will happen automatically as a fixed percentage of daily sales.

For example, if your repayment is 20% of daily sales and you made £1,000 in sales on a given day, then £200 would go towards repayment and £800 would go to you. On days without sales, you will not repay anything.

This means that, unlike traditional business loans with an interest rate that is always ticking, the Advance adjusts to your cash flows without any extra fees or charges.

Will it work with eBay Managed Payments?

Yes, the solution is designed specifically for eBay sellers who are using eBay Managed Payments.

I sell through other channels than eBay, can I use these to get funding?

Yes. The more you sell for (both on eBay and outside of eBay), the larger and cheaper offers YouLend will provide. Please make sure to inform YouLend in your application of your sales on and off eBay to make sure you get the best offer.